Virgin
ISA Review
Compare Virgin ISAs
Compare Virgin ISAs – read our review and compare the features and benefits available from Virgin. Find an ISA that suits you and make the most of your annual tax-free savings.
ISAs (Individual Savings Accounts) are provided by the Government as a way of encouraging people to save. In a normal savings accounts you are taxed 20% of your returns, or a higher percentage if you pay higher rate taxes.
However, ISA accounts allow you to save up to £10,680 per tax year (either £5,340 an a cash ISA and £5,340 in a stocks and shares ISA, or the full £10,680 in a stocks and shares ISA) and pay no tax on the dividends or interest earned. You can add your annual allowance to your ISA account every year to build up your earnings.
Virgin offer a range of stocks and shares ISAs. One of its well known ISAs is The Virgin Climate Change ISA. This account invests in businesses that are environmental leaders in their industry and Virgin believe have the potential for outstanding profit growth. Virgin has been quick to recognise pollution taxes that are imposed on heavy polluting companies and believe that by investing in greener businesses that have a smaller carbon footprint they can help your investment to grow.
Features
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Interest Rate:
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N/A
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Minimum Balance:
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£500
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Annual Fee:
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1.75%
Account Description
- The Virgin Climate Change Fund is an environmental fund with a difference, investing in businesses Virgin believe have the potential for outstanding profit growth who are environmental leaders in their industry.
- Invest up to £10,680 a year tax-efficiently through a Virgin ISA. You can invest more than this through a Virgin Unit Trust.
- Pay in lump sums from £100 (your first lump sum must be at least £500). Or you can set up regular monthly savings, from £50 upwards.
- You can stop, start or change your payments at any time without penalty.
- 24 hour online service lets you keep track of your savings, make payments online, and change payments and other details.
- No notice periods – you can get at your money whenever you want.
Features
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Interest Rate:
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N/A
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Minimum Balance:
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£1
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Annual Fee:
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1%
Account Description
- The Virgin FTSE Tracker ISA helps you benefit from overall stock market growth, spreading your risk across 600+ companies
- You never miss out on stock market growth - when the market’s climbing, so is your investment
- Share dividends can mean your investment is still growing, even when the market isn’t
- Invest up to £10,680 this tax year (more with a Virgin Unit Trust)
- Pay in lump sums or regular monthly amounts, starting from £1
- Invest by transferring existing ISAs to Virgin
- Take your money out whenever you need to - there are no notice periods
Transaction Fees
N/A
Virgin News
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Earlier this week, Virgin Money completed its takeover of Northern Rock. Today, it released its savings account rates: a 2.85% instant access
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Fri 6th Jan, 2012
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Virgin Money has created a new credit card deal Britons searching for the best credit deals available following the global economic downturn may
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Thu 29th Sep, 2011
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The increase in the tax-free threshold for savers may lend a boost to cash ISA account holders. The popularity of cash ISAs could be set to rise
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Fri 26th Mar, 2010
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Ex-chairman of Lloyds TSB - Sir Brian Pitman will be helping Richard Branson to take a step further in its assault on the UK’s established high
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Wed 27th Jan, 2010
