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Yorkshire Bank Overview

Yorkshire Bank offers a full range of financial products and services for personal and business customers. Since 1990, Yorkshire Bank has been part of the National Australia Bank Group - one of the largest financial institutions in Australia, ranked 17th largest in the world in terms of market capitalisation and customers serving over 10.5 million customers worldwide with assets totalling A$657 billion (as at 30 September 2008).

Yorkshire Bank was founded in Halifax in 1859 by Colonel Edward Akroyd, developing throughout time to become one of the most profitable regional banks in the UK.

Yorkshire Bank is now the main English division of the National Australia Bank Group, operating through a network of more than 190 branches across the UK, with its head office located in Leeds.

Yorkshire bank offers a range of Current Accounts, Credit Cards, Savings accounts, Loans, Mortgages, Insurance products, Travel and Financial Planning.

Yorkshire Bank Credit Cards

Yorkshire Bank Credit Cards allow you to be smart and let its range of competitive rate credit cards work for you, putting you in control through some great features and benefits.

Yorkshire Bank Credit Cards come with zero percent introductory periods on both balance transfers – allowing you to move any existing balances from other credit cards onto your new credit card without having to pay interest for the period specified, and zero percent on retail purchases – allowing you to space out payments on purchases without being charged for the privilege.

All Yorkshire Bank Credit Cards come with no annual fee, and up to 56 interest free days. The Yorkshire Bank Gold Credit Card offers a host of additional features and benefits, including concierge services.
Yorkshire Bank Credit Cards Review >

Yorkshire Bank ISA

Yorkshire Bank ISA's offer tax-efficient savings and investments, allowing you to make good use of your tax-free savings allowance and watch your savings grow.

Yorkshire Bank offers 2 types of ISA, the cash ISA, which allows individuals to save up to £5,100  per tax year paying no interest on the balance; and an investment ISA, which works in the same way but rather than dealing with cash, your money is invested into shares and the money you earn is tax free. Investment ISA's carry more risk than a regular Cash ISA, but it also provides the opportunity to provide far higher returns on your investment, and investers can use their full £10,200 annual ISA allowance to invest into this type of ISA.

This means that you can invest a total of £10,200 between cash and investment ISA's. However, you cannot exceed £5,100 on your cash ISA, even if you haven't used your investment ISA allowance. You can use anything up to £10,200 in an investment ISA, but this way round means that you would be eating into your cash ISA allowance, so you could for example invest £6,000 into an investment ISA, but this will only leave a maximum of £4,200 to put into a cash ISA.

You can Open a Cash ISA with as little as £10, so why not get started and build up your tax-free savings account.

It is possible to transfer your existing Cash ISA from your current provider, across to Yorkshire bank. This transfer service is free, but check with your current provider to find out if they will charge you for doing so.
Yorkshire Bank ISA Review >