Yorkshire Building Society Fixed Rate Bonds Review

Compare Yorkshire Building Society Fixed Rate Bonds – read our review and get a detailed breakdown of the terms and rates Yorkshire Building Society offer. Make an informed decision and find a Fixed Rate Bond to suit your savings needs.

The Yorkshire Building Society offer an impressive range of fixed rate bonds, designed to suit all types of long-term savers. With Yorkshire Building Society fixed rate bonds you can choose a term that is right for you, allowing you to make the most of your circumstances and watch your money grow.

Fixed rate bonds are a great way to give you guaranteed predictable returns on your investment, no matter what happens to the bank rates. You can invest anything from £100 to £1 million depending on the account you choose.

You can decide whether to have your interest paid annually or monthly, and in case of an emergency you are permitted to close the account before the end of the term to gain access to your cash. However, this will result in loss of interest, so think carefully about the period of time you can afford to lock your money away for.  

Early withdrawals are not permitted with any Yorkshire Building Society fixed rate bonds.

Top 5 Fixed Rate Bonds products

Provider
Account
AER
Interest Paid
Min Bal
Apply
View Full Table >
Investment is through Self-Selected unsecured Peer-to-Peer business loans.
6.10%
Fixed term for 3 years
Monthly
£20
Investment is through Peer-to-Peer loans secured against property.
6.00%
Fixed term for 5 years
On Maturity
£10
Investment is through Peer-to-Peer loans secured against property.
5.40%
Fixed term for 4 years
On Maturity
£10
Investment is through Peer-to-Peer loans secured against property.
4.86%
Fixed term for 2 years
On Maturity
£10
Investment is through Peer-to-Peer loans secured against property.
4.86%
Fixed term for 3 years
On Maturity
£10

Lloyds Bank International 1 Year Bond

Lloyds Bank
  • Save for 1 year
  • Fixed interest rates of 2.75% AER/Gross*.
  • Save from £10,000 up to £5,000,000
  • No withdrawals are allowed.
  • Rate is fixed for the term of the deposit.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

NatWest 1 Year Fixed Rate Bond

NatWest
  • 1.10% AER/Gross p.a. (fixed)
  • Existing Customers only - You will need to have a NatWest current account or instant access savings account (excluding all cash ISA accounts) from which to pay into your bond and for the payment of interest
  • Easy application - as the application can be completed quickly online when you have a nominated account. Single account application only
  • Save from £5,000- the maximum is £500,000
  • Simple- Fixed Rate Bond: Internet Only Edition has one rate of interest which starts once the bond account is opened and your funds are in
  • If you change your mind about opening your Fixed Rate Bond you have a 14-day period from the date your Bond has been opened, in which to contact us to cancel your Bond without incurring an interest charge
  • No partial withdrawals or additional deposits are allowed - you may close your Fixed Rate Bond prior to the maturity date by providing a written instruction to your branch, and giving 35 days’ notice. There will be an interest charge equivalent to 90 days' gross interest
  • You may close your Fixed Rate Bond in the event of death or involuntary redundancy. In those circumstances, an interest charge will not apply. 35 days notice will still be required
  • At maturity, we will automatically reinvest your deposit for you into a new Fixed Rate Bond of the same term and interest frequency, unless you tell us otherwise
  • Limited offer - may be withdrawn at anytime
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

NatWest 2 Year Fixed Rate Bond

NatWest
  • Save between £5,000 - £500,000
  • Your Fixed Rate Bond will be opened within 5 working days of the funds being deposited from your nominated account and will run from the date of opening until the date of maturity
  • If you change your mind about opening your Fixed Rate Bond you have a 14-day period from the date your Bond has been opened to cancel it without charge
  • No partial withdrawals or additional deposits are allowed.
  • Funds must be left untouched for the term of the bond. Early closure may result in a charge equivalent to 90 days’ gross interest for our 1 year Fixed Rate Bond and 180 days' gross interest for our 2 year Fixed Rate Bond
  • You will need to have a NatWest current account or instant access savings accounts (excluding all Cash ISA accounts) for the payment of interest
  • Available to Natwest Personal & Private customers aged 18 years or over
  • At maturity, we will automatically reinvest your deposit for you into a new Fixed Rate Bond of the same term and interest frequency, unless you tell us otherwise
  • This is a limited offer and may be withdrawn from sale at any time
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Vanquis Bank 3 Year Fixed Rate Bond

Vanquis
  • Available Online Only.
  • Deposit between £1,000 to £250,000 for THREE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
  • Annual or Monthly interest options available.
  • Sole or Joint Accounts.
  • Restricted to UK residents 18 years or older.
  • No additional deposits, withdrawals or closure during term.
  • Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme

Vanquis Bank 5 Year Fixed Rate Bond

Vanquis
  • Available Online Only.
  • Deposit between £1,000 to £250,000 for FIVE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
  • Annual or Monthly interest options available.
  • Sole or Joint Accounts.
  • Restricted to UK residents 18 years or older.
  • No additional deposits, withdrawals or closure during term.
  • Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme

Aldermore 1 Year Fixed Rate Bond

Aldermore
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Easy to manage - do it online, by phone or by post
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

RBS 1 Year Fixed Rate Bond

RBS
  • 1.10% AER/Gross p.a. (fixed)
  • Existing Customers only - You will need to have a RBS current account or instant access savings account (excluding all cash ISA accounts) from which to pay into your bond and for the payment of interest
  • Easy application - as the application can be completed quickly online when you have a nominated account. Single account application only
  • Save from £5,000- the maximum is £500,000
  • Simple- Fixed Rate Bond: Internet Only Edition has one rate of interest which starts once the bond account is opened and your funds are in
  • If you change your mind about opening your Fixed Rate Bond you have a 14-day period from the date your Bond has been opened, in which to contact us to cancel your Bond without incurring an interest charge
  • No partial withdrawals or additional deposits are allowed - you may close your Fixed Rate Bond prior to the maturity date by providing a written instruction to your branch, and giving 35 days’ notice. There will be an interest charge equivalent to 90 days' gross interest
  • You may close your Fixed Rate Bond in the event of death or involuntary redundancy. In those circumstances, an interest charge will not apply. 35 days notice will still be required
  • At maturity, we will automatically reinvest your deposit for you into a new Fixed Rate Bond of the same term and interest frequency, unless you tell us otherwise
  • Limited offer - may be withdrawn at anytime
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

RBS 2 Year Fixed Rate Bond

RBS
  • Save between £5,000 - £500,000
  • Your Fixed Rate Bond will be opened within 5 working days of the funds being deposited from your nominated account and will run from the date of opening until the date of maturity
  • If you change your mind about opening your Fixed Rate Bond you have a 14-day period from the date your Bond has been opened to cancel it without charge
  • No partial withdrawals or additional deposits are allowed.
  • Funds must be left untouched for the term of the bond. Early closure may result in a charge equivalent to 90 days’ gross interest for our 1 year Fixed Rate Bond and 180 days' gross interest for our 2 year Fixed Rate Bond
  • You will need to have a RBS current account or instant access savings accounts (excluding all Cash ISA accounts) for the payment of interest
  • Available to RBS Personal & Private customers aged 18 years or over
  • At maturity, we will automatically reinvest your deposit for you into a new Fixed Rate Bond of the same term and interest frequency, unless you tell us otherwise
  • This is a limited offer and may be withdrawn from sale at any time
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Vanquis Bank 4 Year Fixed Rate Bond

Vanquis
  • Available Online Only.
  • Deposit between £1,000 to £250,000 for THREE YEARS in ONE PAYMENT and benefit from a guaranteed savings rate.
  • Annual or Monthly interest options available.
  • Sole or Joint Accounts.
  • Restricted to UK residents 18 years or older.
  • No additional deposits, withdrawals or closure during term.
  • Vanquis Bank is a UK bank with operations and call centres in London, Chatham, Bradford and Newcastle, and is part of the Provident Financial Group, a FTSE 250 company founded over 130 years ago.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 BY THE FSCS - Financial Services Compensation Scheme

Bank of Cyprus UK 3 Year Bond

Bank of Cyprus UK
  • Interest is paid annually
  • Early withdrawals not permitted
  • Available to individuals (single and joint applicants)
  • Conditions are available here
  • Available in sterling only.

Aldermore 4 Year Fixed Rate Bond

Aldermore
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Easy to manage - do it online, by phone or by post
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Aldermore 5 Year Fixed Rate Bond

Aldermore
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Easy to manage - do it online, by phone or by post
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Aldermore 3 Year Fixed Rate Bond

Aldermore
  • Transparent - our competitive rates are not artificially inflated by bonuses or introductory offers
  • Fast and easy setup - open an account, complete identity checks and move your money in minutes
  • Accessible - open an account with just £1,000
  • Easy to manage - do it online, by phone or by post
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Wellesley 6 Month Fixed Rate Bond

Wellesley
  • Investors can start with as little as £10
  • Rates are fixed for duration agreed.
  • All lending is secured on property.
  • Wellesley decides on which cases to lend on and handle the lending and collection of funds.
  • There is a 'provision fund' set aside to cover any loses should they occur.
  • Wellesley & Co lend the first 10% on any deal, and are the first to loose their investment if the loan is defaulted and the sale of the property does not produce enough funds to cover the loan made.
  • After this point the provision fund is in place to compensate savers.
  • Early redemption is possible by selling your investment to another investor. However, this can only occur if there is a willing buyer.
  • YOUR SAVINGS ARE NOT PROTECTED BY THE FSCS - Financial Services Compensation Scheme.
  • Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment. However Wellesley do offer their own compensation fund.

Funding Circle 3 Year Fixed Rate Bond

Funding Circle
  • You can choose the businesses you would like to lend to
  • Simple and easy online access
  • Lend from as little as £20
  • YOUR SAVINGS ARE NOT PROTECTED BY THE FSCS - Financial Services Compensation Scheme.
  • Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment..

Wellesley 1 Year Fixed Rate Bond

Wellesley
  • Investors can start with as little as £10
  • Rates are fixed for duration agreed.
  • All lending is secured on property.
  • Wellesley decides on which cases to lend on and handle the lending and collection of funds.
  • There is a 'provision fund' set aside to cover any loses should they occur.
  • Wellesley & Co lend the first 10% on any deal, and are the first to loose their investment if the loan is defaulted and the sale of the property does not produce enough funds to cover the loan made.
  • After this point the provision fund is in place to compensate savers.
  • Early redemption is possible by selling your investment to another investor. However, this can only occur if there is a willing buyer.
  • YOUR SAVINGS ARE NOT PROTECTED BY THE FSCS - Financial Services Compensation Scheme.
  • Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment. However Wellesley do offer their own compensation fund.

Wellesley 18 Month Fixed Rate Bond

Wellesley
  • Investors can start with as little as £10
  • Rates are fixed for duration agreed.
  • All lending is secured on property.
  • Wellesley decides on which cases to lend on and handle the lending and collection of funds.
  • There is a 'provision fund' set aside to cover any loses should they occur.
  • Wellesley & Co lend the first 10% on any deal, and are the first to loose their investment if the loan is defaulted and the sale of the property does not produce enough funds to cover the loan made.
  • After this point the provision fund is in place to compensate savers.
  • Early redemption is possible by selling your investment to another investor. However, this can only occur if there is a willing buyer.
  • YOUR SAVINGS ARE NOT PROTECTED BY THE FSCS - Financial Services Compensation Scheme.
  • Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment. However Wellesley do offer their own compensation fund.

Wellesley 2 Year Fixed Rate Bond

Wellesley
  • Investors can start with as little as £10
  • Rates are fixed for duration agreed.
  • All lending is secured on property.
  • Wellesley decides on which cases to lend on and handle the lending and collection of funds.
  • There is a 'provision fund' set aside to cover any loses should they occur.
  • Wellesley & Co lend the first 10% on any deal, and are the first to loose their investment if the loan is defaulted and the sale of the property does not produce enough funds to cover the loan made.
  • After this point the provision fund is in place to compensate savers.
  • Early redemption is possible by selling your investment to another investor. However, this can only occur if there is a willing buyer.
  • YOUR SAVINGS ARE NOT PROTECTED BY THE FSCS - Financial Services Compensation Scheme.
  • Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment. However Wellesley do offer their own compensation fund.

Wellesley 3 Year Fixed Rate Bond

Wellesley
  • Investors can start with as little as £10
  • Rates are fixed for duration agreed.
  • All lending is secured on property.
  • Wellesley decides on which cases to lend on and handle the lending and collection of funds.
  • There is a 'provision fund' set aside to cover any loses should they occur.
  • Wellesley & Co lend the first 10% on any deal, and are the first to loose their investment if the loan is defaulted and the sale of the property does not produce enough funds to cover the loan made.
  • After this point the provision fund is in place to compensate savers.
  • Early redemption is possible by selling your investment to another investor. However, this can only occur if there is a willing buyer.
  • YOUR SAVINGS ARE NOT PROTECTED BY THE FSCS - Financial Services Compensation Scheme.
  • Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment. However Wellesley do offer their own compensation fund.

Wellesley 4 Year Fixed Rate Bond

Wellesley
  • Investors can start with as little as £10
  • Rates are fixed for duration agreed.
  • All lending is secured on property.
  • Wellesley decides on which cases to lend on and handle the lending and collection of funds.
  • There is a 'provision fund' set aside to cover any loses should they occur.
  • Wellesley & Co lend the first 10% on any deal, and are the first to loose their investment if the loan is defaulted and the sale of the property does not produce enough funds to cover the loan made.
  • After this point the provision fund is in place to compensate savers.
  • Early redemption is possible by selling your investment to another investor. However, this can only occur if there is a willing buyer.
  • YOUR SAVINGS ARE NOT PROTECTED BY THE FSCS - Financial Services Compensation Scheme.
  • Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment. However Wellesley do offer their own compensation fund.

Wellesley 5 Year Fixed Rate Bond

Wellesley
  • Investors can start with as little as £10
  • Rates are fixed for duration agreed.
  • All lending is secured on property.
  • Wellesley decides on which cases to lend on and handle the lending and collection of funds.
  • There is a 'provision fund' set aside to cover any loses should they occur.
  • Wellesley & Co lend the first 10% on any deal, and are the first to loose their investment if the loan is defaulted and the sale of the property does not produce enough funds to cover the loan made.
  • After this point the provision fund is in place to compensate savers.
  • Early redemption is possible by selling your investment to another investor. However, this can only occur if there is a willing buyer.
  • YOUR SAVINGS ARE NOT PROTECTED BY THE FSCS - Financial Services Compensation Scheme.
  • Peer-to-peer lending can offer potentially attractive returns. There is a risk you may lose some or all of your initial investment. However Wellesley do offer their own compensation fund.

Castle Trust 1 Year Fixed Rate Bond

  • Minimum investment £1,000
  • Maximum investment £250,000
  • Online investment only available to UK residents and must be made by debit card. The maximum investment per transaction online is £50,000
  • All interest paid at maturity
  • No early encashment except in the case of the death of the bond holder
  • No initial or ongoing charges
  • Eligible within a Stocks and Shares ISA
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Castle Trust 2 Year Fixed Rate Bond

  • Minimum investment £1,000
  • Maximum investment £250,000
  • Online investment only available to UK residents and must be made by debit card. The maximum investment per transaction online is £50,000
  • All interest paid at maturity
  • No early encashment except in the case of the death of the bond holder
  • No initial or ongoing charges
  • Eligible within a Stocks and Shares ISA
  • YOUR SAVINGS ARE PROTECTED UP TO £50,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme