Yorkshire Building Society
ISA Review

Compare Yorkshire Building Society ISAs – read our review and compare the features and benefits available from Yorkshire Building Society. Find an ISA that suits you and make the most of your annual tax-free savings.

Yorkshire Building Society offers a wide range of Cash ISA's (Individual Savings Accounts), each specifically designed to meet a different set of financial needs.

Whether you're looking to transfer an ISA held with another provider to benefit from bonus cashback and great rates of interest; you require an instant access ISA that provides the flexibility to withdraw all or some of your cash out without notice; or you can afford to fix a rate and a term which would not allow withdrawals to be made but would fix the rate for the specified period allowing you to earn a guaranteed amount when the ISA matures.

You can save up to £5,640 into a cash ISA tax-efficiently every tax year, running from April 6th to April 5th. There are 2 types of ISA to consider; Cash ISAs and investment ISAs. Each provides the opportunity to save up to £5,640 (£11,280 in total). You can only ever save £11,280 between cash and investment ISA's, but this is where it gets complicated. The maximum amount you can save in a cash ISA is £5,640, however, you can eat into your cash ISA allowance with your investment ISA. This means that you can save up to £11,280 in an investment ISA, or mix the two i.e. £5,640 in an investment ISA and £5,640 in a cash ISA.

Top 5 ISA products

Provider
Account
AER
ISA Transfers In
Notice
Deposit Per Year
Apply
3.35%
No
Instant
Min £1,000
Max £5,640
Rate includes a 2.35% AER bonus until 30/11/2013
2.85%
Yes
Instant
Min £1
Max £5,640
Flat rate, with no bonus period included
2.65%
Yes
Instant
Min £1
Max £5,640
Rates includes 1.65% AER bonus for 1st 18 months

Lloyds TSB Cash ISA Saver

Lloyds TSB
  • Earn a variable rate of 2.65% AER/tax-free.
  • This rate includes a fixed introductory bonus of 1.65% AER for the first 18 months from account opening.
  • Interest paid annually on the 31st March.
  • Save up to £5,640 per tax year.
  • Make withdrawals from as little as £1.
  • Set up regular payments into your ISA from your current account.
  • Manage your Cash ISA Saver through Internet Banking if you're registered.
  • You can transfer your existing ISA into us, with our ISA transfer form.
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

Cheshire Building Society Direct Cash ISA

Cheshire Building Society
  • Deposit £1000+ and get 3.35% AER (variable) tax-free including a fixed 2.35% AER bonus interest rate, paid until 30th November 2013
  • Deposit £1-£999 and get 0.25% AER only.
  • Easy access to your cash, with unlimited withdrawals and deposits up to your annual cash ISA allowance (transfers from existing ISAs are not permitted)
  • However, you will need to open your account online today with at least £1,000.
  • You will receive a welcome letter with everything you need to manage your account by post.

Virgin Easy Access ISA

Virgin
  • Easy acess virgin e-cash ISA - is a cash ISA that pays 2.85% AER
  • Minimum balance £1
  • Maximum balance £2,000,000
  • Transfers are allowed simply complete a Transfer Authority Form for each ISA you wish to transfer
  • YOUR SAVINGS ARE PROTECTED UP TO £85,000 PER PERSON BY THE FSCS - Financial Services Compensation Scheme

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